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How to Fix My Credit – Remove negative items

admin — Wed, 27 Oct 2010 16:35:24 +0000

http://www.CreditRepairServices4U.com * Get your FREE Credit Repair 5 part video series today. These educational videos will help you understand your credit so you can fix it. These videos are free and the system comes with a 100% Guarantee. You have zero to lose and your good credit to gain.

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Duration : 0:1:15

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Increase Your Credit Score – David Perry

admin — Mon, 18 Oct 2010 05:19:02 +0000

http://www.ScoreMoreCredit.com – Learn how David Perry legally repaired his credit and qualified for a business loan to grow his networking business. Credit repair does work. You can increase your credit score as much as 249 points in as little as 45 days.

Duration : 0:0:23

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Guaranteed Credit Repair Service

admin — Fri, 17 Sep 2010 12:15:13 +0000

http://www.GuaranteedCreditBoost.com – Repair your credit and improve your credit score by as much as 249 points in as little as 45 days.

Duration : 0:4:3

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Increase Your Credit Score – Credit Repair Helped Rohan Dalal Improve His Credit Score

admin — Sat, 31 Jul 2010 14:16:08 +0000

http://www.ScoreMoreCredit.com – Hear Rohan Dalal explain how we increased his credit score. Learn how credit repair can help you quickly and legally increase your credit score as much as 249 points in as little as 45 days!

Duration : 0:0:55

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Credit Repair Exposed – Improve Your Credit

admin — Wed, 28 Jul 2010 10:18:10 +0000

http://www.ScoreMoreCredit.com – Credit expert, Brian Diez, reveals how your credit score effects where you live, where you’ll work, what you drive, and when you’ll retire.

Duration : 0:3:19

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How To Raise Your Credit Score – Peg Maloney Re/Max

admin — Wed, 14 Jul 2010 12:21:12 +0000

Pay Off YOUR Debt, NOW!

The only way to raise a credit score is to pay off your debt or at least reduce it to an acceptable level! I recommend paying off high interest rate credit card debt first.They can suck the life out of your finances! As for those, “magic cure” credit repair commercials you hear and see promising a quick fix, their scam is even greater than high interest rate scam your credit card company is charging you!

What steps do you need to take to build your credit score to the highest level possible? How can you secure a mortgage with a lower interest rate? Use my common sense guidelines provided below to get rid of the debts that have reeked havoc on your chances for a lower-interest mortgage on your dream home.

1.) Pay Your Bills on Time — All the Time!
I know, I know — this isn’t always easy. But, lenders of all kinds look for reliability on your part. Since loaning money is a risk for them, they look for signs that you have a reliable income and the discipline to pay your bills over time. When they see those signs, they say to themselves, “Hmmm, this person looks like a good risk to me; therefore, he or she deserves a lower interest rate.”

2.) Do Not — I Repeat! — Do Not Open Unnecessary Credit Cards!
People sometimes open credit card accounts in order to increase their available credit. Absolutely avoid this temptation! It’s simply too darned easy to charge for items you don’t really need, and, before you know it, you’re back in debt or have increased it to an unreasonable degree.

3.) Budget, Budget, Budget!
Financially, this is possibly the most “unsexy” task there is, and yet it’s the most vital and important one you can possibly undertake! YOU need to figure out where you stand financially. Budgeting will allow you to get rid of debt, improve your credit score, and shape a low interest rate financial future for you!

4.) How Much Debt is Too Much?
Here’s the first question to ask yourself in terms of budgeting: How much debt is too much?
Actually, there’s a standard financial formula that allows you to answer that question. This formula is called the debt to income ratio, and what it does is measure your net monthly income against your debt.

Here’s an example:
“George” has a net monthly income of $2000 and his monthly debt payments are $500.
So, to get his debt-to-income ratio, George divides $500 by $2000 and gets this ratio:
500÷2000 =.25 (25%)

Is this a good ratio?
Well, financial experts generally agree that debt expenses should be 25% or less of your income. George’s ratio is reasonable but could be better.So, what’s the ratio of your debt to your income? Figure that out by taking the next step.

5.) Calculate Your Debt-to-Income Ratio
You can answer that question by completing the following tasks:

Task 1: Analyze your bills from the last month. Add up all the fixed expense items (rent, mortgage, car payments, child support, loan payments, etc.)

Task 2: Review your credit card bills and add up the minimum payments owed on each card.

Task 3: Figure out your monthly take-home pay (net salary).

Task 4: Divide your monthly fixed expenses by your monthly income to get your debt-to-income ratio.

What percentage did you get? If it’s 25% or greater, then it’s definitely time to budget in order to reduce or eliminate your debt.

I’d be happy to discuss some more in-depth budgeting tips and provide you with information on mortgages at the same time! Go to (insert link) right now so we can get together and have an interest friendly financial chat!

Duration : 0:1:15

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Credit Repair Secrets – Proof credit repair works!

admin — Sat, 12 Jun 2010 06:27:26 +0000

http://www.ScoreMoreCredit.com – Bobby Pinckney was skeptical about credit repair. Especially since a major law firm barely improved his credit report after a year. He asked Score More Credit to repair his credit and his score jumped over 100 points in under 30 days! Let Score More Credit repair your credit score. No results – No charge!

Duration : 0:4:3

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TonyaTko: 5 Ways to Improve your Credit Pt. 1 (continued)

admin — Tue, 25 May 2010 04:37:05 +0000

Click “Subscribe” to get the Latest

I used to have bad credit, and these are 5 simple things you can do to improve yours.

Feel free to repost this and pass it on to as many people as you wish.

While watching the video click on “share” right below.. and share it with all of the people on your friends list… or email the link to any and everyone you know… You never know who you might save from getting bad credit, or who may need help getting out!

I want everyone to begin the journey into having excellent credit, and this is the first part of a 3 part series.

Duration : 0:8:5

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Credit Secrets Bible – Raise Your Credit Score In 90 Days!

admin — Sun, 23 May 2010 17:09:24 +0000

http://tinyurl.com/upcredit

Do you badly need to increase and raise your credit score by up to 249 points in the next 90 days?
If so, let Terry Price show you exactly what you need to do to get your approvals for loans, etc.

Easy step-by-step guide. Nothing to lose and everything to gain!

http://tinyurl.com/upcredit

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Duration : 0:2:23

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how to raise my credit score

admin — Sat, 24 Apr 2010 18:35:59 +0000

how i raised a borrower s credit score from 580 to over 720 within 4 months, not using secret techniques or insider information, and how you can too

Duration : 0:9:45

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