Credit Repair after Your Divorce GUARANTEED

January 25, 2011 · Posted in How to Repair Credit · Comment 

http://bit.ly/FixCreditNow

Credit repair software is the best option to fix your credit fast. -
Credit Repair Magic is much cheaper than a law firm like Lexington Law, much more effective than any e-book, and much faster and easier than any other credit repair choice. -
Credit repair review sites rate Credit Repair Magic #1 for value and simplicity.

http://bit.ly/FixCreditNow

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Increase My Credit Score

November 5, 2010 · Posted in Increase Credit Score · Comment 

http://www.VantageCA.com/ Ever screamed the words get me out of debt? We are the solution you are looking for for your card debt solutions. Get your solution now at http://www.VantageCA.com/

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How to Fix My Credit – Remove negative items

October 27, 2010 · Posted in How to Repair Credit · 9 Comments 

http://www.CreditRepairServices4U.com * Get your FREE Credit Repair 5 part video series today. These educational videos will help you understand your credit so you can fix it. These videos are free and the system comes with a 100% Guarantee. You have zero to lose and your good credit to gain.

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Increase Your Credit Score – David Perry

October 18, 2010 · Posted in Increase Credit Score · Comment 

http://www.ScoreMoreCredit.com – Learn how David Perry legally repaired his credit and qualified for a business loan to grow his networking business. Credit repair does work. You can increase your credit score as much as 249 points in as little as 45 days.

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How can I fix my credit Gizzi? Easy, get with the Program and Add (TradeLines)

October 9, 2010 · Posted in How to Repair Credit · Comment 

SUBSCRIBE! Hey Gizzi, how can I restore my credit this year!? I can’t get no credit for nothing is this world…can you help me!?

Yes! You are at the right place at the right time….I know, its TAX season and you’re going to get your income tax check and Invest it in yourself! I am soo proud of you…taking action at the beginning of the year so you can no longer complain about your credit!

For more information on the 100,000 of people we have helped go to http://www.credit-debt-vendetta.com and see for yourself…..Men Lie, Women Lie, but numbers # don’t!!

Financial Chemotherapy LLC
Intro Video: http://TwitPWR.com/C4u/
Services:

-Debt Settlement: Reduce Unsecured Debt 25-50% FREE Analysis
-Credit Card Counseling: Reduce Interest Rates on Credit Cards to 2-9%
-Credit Repair: Remove negative and out dated information from Credit Report
http://www.credit-debt-vendetta.com Money Back Guarantee!!
-CPN numbers: New Credit Profile and a 725+ Credit Score
-Trade Lines: Increase your Credit Score 25 to 75 Points on Average
-Loan Mods: Attorney Based Loan Modification Services
-Short Sales: We Buy Houses! Avoid Foreclosure NOW!
-Investment Properties: We Sell Houses 2 – 4 Family Ask How?(SEE ATTACHED FOR PROPERTIES)
FOREX Investing: Invest your money and have it work for you!
-Sell Property Equity Holding Trust: Creative way to acquire property w/out Credit Check
-Notary Public : Notarizing document all over NJ

-Merchant Business Credit Account- Reduce Rates & Fees $500 Challenge!

We also have business opportunities on a National Level.

Log onto our conference calls for more information on Debt Settlement/Merchant Accounts/Sell Property Equity Holding Trust! 9pm Est Time 712-432-0075 code 409018 M, T, Th, Fr, S(10am)

Don’t Forget to SUBSCRIBE TO MY VIDEOS ON YOUTUBE FOR MORE
UPDATES AND PRICING PACKAGES!


Guillermo A. Cervano CMPS
Financial Chemotherapy LLC
Direct: (973) 440-8661 Google Voice
www.credit-debt-vendetta.com
www.twitter.com/financialchemo
www.youtube.com/jaguarpaw1
www.linkedin.com/in/financialchemotherapy
“Strategically making it happen. Giving Financial Chemotherapy to wallets, houses and credits with Financial Cancer”

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Increase Your Credit Score – Credit Repair Helped Rohan Dalal Improve His Credit Score

July 31, 2010 · Posted in Increase Credit Score · Comment 

http://www.ScoreMoreCredit.com – Hear Rohan Dalal explain how we increased his credit score. Learn how credit repair can help you quickly and legally increase your credit score as much as 249 points in as little as 45 days!

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Credit Repair Exposed – Improve Your Credit

July 28, 2010 · Posted in Increase Credit Score · 1 Comment 

http://www.ScoreMoreCredit.com – Credit expert, Brian Diez, reveals how your credit score effects where you live, where you’ll work, what you drive, and when you’ll retire.

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Tradelines can increase your Fico Score 25-75Point on Average! Call to get Urs!

July 17, 2010 · Posted in Increase Credit Score · 1 Comment 

Pleae RATE & SUBSCRIBE: Before you call me go to www.guillermocervano.com Financial Chemotherapy now offers Credit Enhancement services. Credit Enhancement is for people who want to maximize their time and increase their FICO Score to purchase Life Insurance , Home, Auto Loans in 30 to 45 days. Each trade line can increase your Fico Score by 25-75 Points on Average.

Trade Lines are not for everyone….ONLY THE SERIOUS PERSON WHO WANTS TO GET THINGS DONE!
Take advantage of this product and at the same time fix your credit. We have seasoned/Primary trade lines from 1 to 15 year from sophisticated investors that will permanently stay on your credit report.
Just like there are no UGLY girls out there…there just girls who don’t know how to put make-up on….NOW, THERE ARE NO UGLY CREDIT REPORTS….THERE’S JUST CREDIT REPORTS WITHOUT NO POSITIVE TRADE LINES FROM FINANCIAL CHEMOTHERAPY. Its like putting make-up on but the make-up will stay forever! Oh…that Credit Report looks soo good!

Attentions Future client: Please go first to http://www.guillermocervano.com
Contact Financial Chemotherapy at 973-440-8661

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How To Raise Your Credit Score – Peg Maloney Re/Max

July 14, 2010 · Posted in Increase Credit Score · Comment 

Pay Off YOUR Debt, NOW!

The only way to raise a credit score is to pay off your debt or at least reduce it to an acceptable level! I recommend paying off high interest rate credit card debt first.They can suck the life out of your finances! As for those, “magic cure” credit repair commercials you hear and see promising a quick fix, their scam is even greater than high interest rate scam your credit card company is charging you!

What steps do you need to take to build your credit score to the highest level possible? How can you secure a mortgage with a lower interest rate? Use my common sense guidelines provided below to get rid of the debts that have reeked havoc on your chances for a lower-interest mortgage on your dream home.

1.) Pay Your Bills on Time — All the Time!
I know, I know — this isn’t always easy. But, lenders of all kinds look for reliability on your part. Since loaning money is a risk for them, they look for signs that you have a reliable income and the discipline to pay your bills over time. When they see those signs, they say to themselves, “Hmmm, this person looks like a good risk to me; therefore, he or she deserves a lower interest rate.”

2.) Do Not — I Repeat! — Do Not Open Unnecessary Credit Cards!
People sometimes open credit card accounts in order to increase their available credit. Absolutely avoid this temptation! It’s simply too darned easy to charge for items you don’t really need, and, before you know it, you’re back in debt or have increased it to an unreasonable degree.

3.) Budget, Budget, Budget!
Financially, this is possibly the most “unsexy” task there is, and yet it’s the most vital and important one you can possibly undertake! YOU need to figure out where you stand financially. Budgeting will allow you to get rid of debt, improve your credit score, and shape a low interest rate financial future for you!

4.) How Much Debt is Too Much?
Here’s the first question to ask yourself in terms of budgeting: How much debt is too much?
Actually, there’s a standard financial formula that allows you to answer that question. This formula is called the debt to income ratio, and what it does is measure your net monthly income against your debt.

Here’s an example:
“George” has a net monthly income of $2000 and his monthly debt payments are $500.
So, to get his debt-to-income ratio, George divides $500 by $2000 and gets this ratio:
500÷2000 =.25 (25%)

Is this a good ratio?
Well, financial experts generally agree that debt expenses should be 25% or less of your income. George’s ratio is reasonable but could be better.So, what’s the ratio of your debt to your income? Figure that out by taking the next step.

5.) Calculate Your Debt-to-Income Ratio
You can answer that question by completing the following tasks:

Task 1: Analyze your bills from the last month. Add up all the fixed expense items (rent, mortgage, car payments, child support, loan payments, etc.)

Task 2: Review your credit card bills and add up the minimum payments owed on each card.

Task 3: Figure out your monthly take-home pay (net salary).

Task 4: Divide your monthly fixed expenses by your monthly income to get your debt-to-income ratio.

What percentage did you get? If it’s 25% or greater, then it’s definitely time to budget in order to reduce or eliminate your debt.

I’d be happy to discuss some more in-depth budgeting tips and provide you with information on mortgages at the same time! Go to (insert link) right now so we can get together and have an interest friendly financial chat!

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Credit Repair Secrets – Proof credit repair works!

June 12, 2010 · Posted in How to Repair Credit · Comment 

http://www.ScoreMoreCredit.com – Bobby Pinckney was skeptical about credit repair. Especially since a major law firm barely improved his credit report after a year. He asked Score More Credit to repair his credit and his score jumped over 100 points in under 30 days! Let Score More Credit repair your credit score. No results – No charge!

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