TRW Credit Group – Score Went Up 82 Points in 60 Days (WOW!) – www.StartMyCreditRepair.com

May 6, 2010 · Posted in How to Repair Credit · Comment 

In this 5 minute video, I’ll show you my wife’s actual credit score. It went from 604 to 686 in 60 Days. I think it will go even higher the next 60 days. Visit http://www.StartMyCreditRepair.com

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Increase Your Credit Score 100 Points

April 20, 2010 · Posted in Increase Credit Score · Comment 

This video is a brief description of steps to take to increase your score 100 points in 45 days!

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How to repair your credit legally

April 10, 2010 · Posted in How to Repair Credit · 2 Comments 

United Credit Education Services. Get the good credit you deserve! Go to http://www.TheCreditCounselor.org Contact Daniel Medina and become Financially Independent Today

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How To fix My Credit | Credit Repair Company

April 8, 2010 · Posted in How to Repair Credit · 1 Comment 

http://www.KaydemCreditHelp.com
Call us: (866) 237-0013

You want to fix your credit, looking for a credit repair company that will raise your credit score? Welcome to Kaydem Credit Help

Rebuild Credit: Insider Credit Repair Techniques to Improve Credit Score Fast!

What’s the fastest way to raise your credit score? To quote the classic magazine salesman from the movie Office Space “That all depends”…

While the removal of negative items from your credit report will almost always result in an increase in your credit score, there is a method that works better.

Here’s why. Adding positive accounts is actually more effective at improving your credit score (in the short term) than removing negative one. Unfortunately, few consumers or credit repair companies know this.

One of the biggest problems with trying to get approved for new credit is that you need to “have” credit in order to be approved. This causes a sort of catch 22.

How does one “get” credit if no one will give them credit because they don’t have any credit to begin with? A vicious cycle indeed, but a real one. However, if you have someone you can use a cosigner this is NOT a problem. Simply have them cosign on the new credit application for you. If you don’t have a cosigner, read on.

Contrary to popular belief (or what myfico and credit repair companies would like you to believe), the largest factor in building a solid foundation for your credit score comes down to two credit scoring factors:

1.) The “High Credit Limit”

and

2.) Your “Debt to Credit” Ratio

Your high credit limit is simply the total amount of primary unsecured revolving credit lines you have (i.e. three credit cards at $5,000 each equals a high credit limit of $15,000).

Get it? Good.

Your debt to credit ratio is simply the amount owed on these cards in relation to your high credit limit (i.e. if your high credit limit was $15,000 and you owed $7500 your debt to credit ratio would be %50).

Keep in mind, your high credit limit is comprise ONLY of your total amount of unsecured revolving lines of credit. Home mortgages, auto loans, student loans, equipment leases and debit cards do NOT count towards your high credit limit.

A debt to credit ratio of 25% or less is ideal. Of course, there are many other factors which come into play, but keeping it simple, how does one improve credit score via increasing their high credit limit and lowering their debt to credit ratio?

That is the question….

The fastest way we have found is by adding primary user unsecured revolving lines of credit which are guaranteed approval (note: these are NOT authorized user accounts!).
These are unsecured lines of credit which appear on your report just like a visa card, mastercard or department store card etc.

We have found that while unsecured credit is the most difficult to obtain, it has proven to be the highest scoring on ones credit report. To find out the fastest we’ve found to add primary unsecured revolving lines of credit to your credit report, please visit:

http://www.KaydemCreditHelp.com

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Improve Credit Score

March 27, 2010 · Posted in Increase Credit Score · Comment 

http://improvecreditscore.the-recommendation.info After getting a “fresh start” through bankruptcy or credit card debt settlement, one may be tempted to never borrow and not repair your credit score. If you do not improve your credit score, you will pay thousands extra through higher interest rates if you buy a house or a new car.

For credit card debt settlement, http://jamesmontgomerylaw.com/credit-card-debt-settlement

http://improvecreditscore.the-recommendation.info

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Improve your actual FICO score by over 100 points in less than 6 months!

March 25, 2010 · Posted in Increase Credit Score · Comment 

http://www.oncewire.com/cr Get your free credit report, your first step. Subscribe for future videos on credit repair, credit education, and financial help!

Duration : 0:0:52

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How to improve your credit score pt 1

March 23, 2010 · Posted in Increase Credit Score · Comment 

Tips on raising your credit score brought to you by Daniel Medina from United Credit Education Services. http://www.TheCreditCounselor.org

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CREDIT REPAIR FACTS: info from the Credit Secrets Bible

March 12, 2010 · Posted in How to Repair Credit · 1 Comment 

http://www.CreditRepairPublishing.com

info from the Credit Secrets Bible

CREDIT REPAIR FACTS and FALLACIES: 6 Ways to Separate Fact From Fiction!

Credit bureaus like experian, equifax and trans union are not government agencies. They are privately held for profit companies….

So many consumers freak out about their credit report and the credit bureaus. It’s the like the credit boogeyman is chasing them in a bad credit dream (or credit nightmare).

So much information is conflicting it’s easy to get confused. Most banks and credit bureaus like trans union, equifax and experian would love you to believe that the only thing that can repair your credit report is time.

Laughs….

How about all the errors and inaccurate information? Can that only improve or heal over time as well?

let’s face it. You’re worth more to the credit bureaus and banks with bad credit then good. You’re worth more with a low credit score than a high credit score. So, is it any surprise the system is slanted and almost all the errors are in the favor of the banks and credit bureaus like experian, equifax and trans union?

Hmmmm….

Can 100% accurate information be removed from your credit reports? Actually, contrary to popular belief, it can. Nothing prohibits a credit furnisher of information (FOI) from removing accurate information from a credit report.
Even if it is negative or derogatory. Remember, credit bureaus are really in the business of selling information.

It just happens to be that negative information is more profitable than positive (wait a minute. That sounds like the news). Anyway…

Even if you’re a “good citizen” you have to understand that each bureau has it’s own sources and methods for calculating your credit score. It does not all come down to a company called Fair Isaac, FICO or www.myfico.com in Minneapolis Minnesota.

Different credit bureaus generate different consumer credit scores. Sorry. We don’t make the rules. We just help you learn how to play the game better.

And no matter what anyone says, credit repair is not INSTANT and guaranteed (even if Johnny Cochrane comes back from the dead and becomes your personal credit attorney).

The credit system is really unpredictable and part of the process is a random roll of the dice. In the end, it is persistence and experience that makes the difference.

A good credit restoration company will do a better job that you ever could on your own but it will not happen for $49 a month. To do it right it will cost much more.

Credit restoration can be done on your own and every situation is different. Whether you choose to do it on your own or hire a company that fact is that it is better to do something than nothing.

Unfortunately, most people are doing nothing (at least right now anyway). Don’t make this mistake. The time to invest in your credit is NOT when you need it, but 1 to 2 years BEFORE you need it.

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Credit Repair Secrets – Credit Scores Revealed

March 8, 2010 · Posted in How to Repair Credit · 1 Comment 

http://www.ScoreMoreCredit.com – Credit expert, Brian Diez, reveals how the credit bureaus profit by keeping you confused about your real credit scores. Credit repair does work if you use an expert that understands the credit system. Repair your credit and improve your credit score as much as 249 points in as little as 45 days!

Duration : 0:5:31

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Fix your Credit – Do it yourself! (part 2)

March 6, 2010 · Posted in How to Repair Credit · Comment 

Credit Repair companies cannot do anything for you that you can’t do for yourself.

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